A janitor is saddled with the responsibility of cleaning the environment in an organization. The work of a janitor is normally outsourced. There are many janitorial companies that you can engage their services in the day to day cleaning of your home or company. If you are running a janitorial company, you need to get a janitorial insurance to safeguard your business in case an accident occurs in the course of discharging your duty.
This article will intimate you on what you must know before choosing a janitorial insurance company.
To Protect Your Business
Over the years now, a lot of has happened which made many employers of labor to find it difficult to get the labor that will give them their entirety when they know they are not secured. At the same time, the employer gets worried and tired of taking care of their employee when they are injured in the cause of discharging their duty. That is where BOLT Insurance comes in. They are to bring confidence to the employee over their jobs should any unforeseen circumstances occur and you will get the best compensation.
To Protect the Janitorial Service Company
It will be very intimidating for you to get involve in a legal situation which you can avoid if you can get a competent insurance company.
Attracts New Customers to Office Janitorial Service
Getting involved in insurance might be expensive, but getting intimidated and humiliated by law enforcement agents over a minor hazard could be more intimidating and humiliating. Insuring your employee will give your organization more business opportunity.
Many janitorial insurers try to maintain their integrity by covering sales in certain areas. It is important to know that some doesn’t cover some aspect such as the: punitive damages, jobs error, and auto insurance. Thus, to apply for any insurance policy you have to know and understand the insurance policy their coverage needs and exposure risks.
This will lead you to an insurer who is confident and trustworthy that can guarantee you 100% insurance benefit. Any business that is helpful to get General Liability insurance approval will say a lot about the company’s reliability. A firm that is well established has a better chance to take this type of insurance. Provided you give priority to the business than any other things, to protect you business properly. Insuring your business is important to safeguard business.
Even though they do not protect the employees that are under the janitorial service, in case a work related accident occurs, a separate Workman’s Compensation Policy fills the gap. If a commercial office cleaning service does not have a workman’s compensation, in case there is an accident then their client that hired them will be responsible for it.
Finally, it is wise to make use a janitorial service which carries General Liability Insurance in case of any accident.